重构中国退休制度审慎推进以房养老中国急需发展养老地产养老靠儿还是靠房?延迟退休时间还是延长养老金缴费年限?养老问题之所以成为近期热议的话题,是因为七成中国人都在为自己将来的养老问题所担忧。养儿防老靠不上,以房养老靠不住,养老金太低又养不起,那么政府又该为我们的养老负什么责呢?这对未富 Reconstruct China’s retirement system Prudently Promote Housing for Poverty Alleviation China’s Need for Development of Old-Age Homesteads Retirement by Child or by Housing Delay in retirement or extension of pension payment The reason why the old-age pension problem has become a hot issue recently is that 70% of Chinese people Concerned about their future pension problems. Raising children can not rely on anti-aging, old-age housing can not rely on, the pension is too low and can not afford, then the government should be responsible for our pension?