“房贷优惠”必须是可持续性的,如果只是短期政策,对消费的影响将极其有限。在沉默多日之后,中国建设银行、中国工商银行、中国银行和中国农业银行四大行关于存量房贷优惠利率措施终于在新年第一天松口:只要在2008年10月27日前执行基准利率0.85倍优惠、无不良信用记录的优质客户,原则上都可以申请七折优惠利率。近日,温家宝总理在青岛考察时指出,为应对金融危机,国务院正组织有关部门制定两大规划:一是,扩大内需的 “Mortgage discount ” must be sustainable, if only the short-term policy, the impact on consumption will be extremely limited. After a few days of silence, the four major lines of China Construction Bank, Industrial and Commercial Bank of China, Bank of China and Agricultural Bank of China finally announced on the first day of the New Year that the preferential interest rate measures on existing mortgages should be released. As long as the benchmark interest rate is 0.85 times before October 27, 2008 Discount, no bad credit record of quality customers, in principle, can apply for 30% discount rate. Recently, Premier Wen Jiabao pointed out during his inspection in Qingdao that in order to cope with the financial crisis, the State Council is organizing relevant departments to make two major plans: First, to expand domestic demand