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随着人们生活水平的提高和财务知识的增长,不少人已经开始家庭理财,家庭理财正在逐步由原先的单一的金融投资品种向多元化发展,如何防范和化解投资风险。笔者认为家庭投资理财必须做到如下十忌。一忌:参加非法集资和存款活动投资理财应把安全和效益兼顾,因为高效益往往伴随高风险。凡是不受法律保护的集资和存款,不论其收益多高,都不宜盲目参与,一旦上当受骗,将血本无归。
With the improvement of people’s living standards and the growth of financial knowledge, many people have started family wealth management. Family financial management is gradually diversifying from the original single financial investment variety to how to prevent and resolve investment risks. I believe that family investment management must do the following ten bogey. A bogey: to participate in illegal fund-raising and deposit activities Investment banking should be both security and effectiveness, because high efficiency is often accompanied by high risk. All funds and deposits that are not protected by law, regardless of their income, should not be blindly involved. Once they are deceived, they will lose everything.