无论是工薪层还是生活富裕人士,投保都要做到“适度”。不同的年龄阶段,亦要“适度”。一旦超过投保尺度,形成“过度”保单,便是浪费资金,使得保单没有起到恰当好处的效果。我们已经习惯于购买各种不同的商业保险产品,为了家中亲人,防备家庭未来可能出现的风险事故去投保。可是,有时事与愿违。有人发现,由于购买保险时了解不充分,等到家庭成员出现风险 Whether it is working-class or HNWI, insurance must be “moderate ”. Different age stages, but also “moderate ”. Once the policy size has been exceeded, the formation of an “over” policy is a waste of money, so that the policy does not have the proper effect. We are accustomed to buying a variety of commercial insurance products, in order to protect their loved ones in the family, to guard against possible future family risk insurance coverage. However, sometimes things are going against the rules. Someone found that due to lack of understanding when buying insurance, wait until the risk of family members