银行信贷资产质量低下溯源张维，张欣，李文斌，张捷，禹元璋，刘伟良性的银行信贷资金质量是银行资金营运的基础，也是社会生产乃至再生产的基础，它关系到全社会资金周转的快慢。但据保守估计，１９９２年末全国银行业风险贷款约为５２００亿元，如加上近年来，财政向银... The quality of bank credit assets low traceability Zhang Wei, Zhang Xin, Li Wenbin, Zhang Jie, Yu Yuanzhang, Liu Wei benign bank credit quality of funds is the basis for the operation of bank funds, but also the basis of social production and even reproduction, it is related to the entire social capital The turnover of the speed. However, according to conservative estimates, at the end of 1992, the national banking risk loans amounted to about 520 billion yuan, as in recent years, the financial ...