美国统计协会在其提供给年会与会者的T恤上印着这样的箴言:“不确定性——你永远能够确定的因素。”风险无所不在。保险业正是应对风险的一种方式,而政府部门出面帮助受灾者则是另一种方式。在政府部门承担这项工作之前,是由互助社团来帮助那些遭受社会或自然灾害的人。每个人都在不同的方面冒着风险,千百年来,家庭一直在寻觅保障其成员安 The American Statistical Association printed the following proverb on the T-shirt it provided to attendees: “Uncertainty - a factor you can always identify. ” Risk is everywhere. Insurance is just one way to deal with risk, and government agencies come out to help the victims is another way. Before the government took over this task, mutual aid groups were used to help those suffering from social or natural disasters. Everyone risked different things and for thousands of years the family has been looking to secure its members