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住房保障制度是政府利用国家和社会的力量解决中低收入家庭的住房问题,同时兼有调控住房市场、调节收入分配作用的一项利国利民的制度。但由于监管不力,保障房领域乱象频出,不仅不能起到应有的作用,还严重侵害了社会公平。保障房领域乱象不断的主要原因是监管不力、违法成本过低、社会诚信体系的不完善和法律制度的不完善。我国目前应尽快制定统一的《住宅保障法》,在全国统一的立法缺失的情况下,相关部门和地方政府应发挥立法的主动性和积极性,在住房保障信息制度和个人诚信制度等方面进行探索和尝试。
Housing security system is the government to use the power of the state and society to solve the housing problems of low-income families, while regulating the housing market, adjusting the income distribution of a nation-benefit system. However, due to poor supervision and oversupply of social security housing, it not only failed to play its due role, but also seriously violated social fairness. The main reasons for the constant chaos in the area of protection housing are ineffective supervision, too low illegal costs, imperfect social credit system and imperfect legal system. At present, our country should formulate a unified “Residential Security Law” as soon as possible. Under the condition of the lack of unified national legislation, the relevant departments and local governments should exert the initiative and enthusiasm of legislation to explore the system of housing security information and personal credit system And try.