随着房价越来越高,住房公积金对于普通大众在买房上的帮助越来越重要,在这项制度实行之初就伴随着争议不断,而且在实行的过程中也发生着各种的经济案件。本文依据相关的研究对住房公积金这项制度在当前的困境以及相应的改革的方向都提出了自己的意见与建议。 With the rising prices, the housing provident fund has become more and more important for the general public to help them buy a house. At the very beginning of the system, disputes have been raised and various economic cases have taken place . This article based on the relevant research on the housing provident fund system in the current predicament and the corresponding direction of reform put forward their own opinions and suggestions.