以改革促发展中国银行哈尔滨市分行赵伟一、我行发展面临的矛盾我行成立于１９８８年元月，几年来发展较快，但也受到一些内在矛盾的困扰，主要有：１、增人与增效益之间的矛盾。我行网点数一直占全市各家银行总数的４％左右。为扩大市场占有率，每年需新建网点１５个左右... To promote the development of reform Bank of China branch in Harbin Zhao Weiyi, contradictions in the development of our bank Bank was established in January 1988, the rapid development in recent years, but also subject to some inherent contradictions, mainly: 1, increase Conflicts with increasing efficiency. The number of outlets in our bank has accounted for about 4% of the total number of banks in the city. In order to expand the market share, each year about 15 new outlets ...