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牧区小企业的联合雏形内蒙古自治区阿鲁科尔沁旗绍根农信社为当地“联合牧场”提供信贷资金支持,联合户组成贷款联保体,向农信社申请贷款发展生产。至目前,绍根镇“联合牧场”已发展到76个。2004年以来,“联合牧场”314户牧民中,有263户在绍根农信社借贷款,占“联合牧场”户数的83．8％,贷款额达468万元,既有效解决了牧民生产资金不足的问题,又提高了农信社信贷资金的流动性和安全性。
Small and medium-sized enterprises in the pastoral zone prototype Aru Horqin Banner, Inner Mongolia Autonomous Region Shaoguan Rural Credit Cooperatives provide credit fund support for the local “United Ranch,” and the joint households form a loan-sharing body and apply for loans for development and production from the rural credit cooperatives. To date, the “Union Ranch” in the town of Saugen has grown to 76. Since 2004, out of 314 herds of “Union Ranch”, 263 have borrowed loans from Shantou Rural Credit Cooperatives, accounting for 83.8% of the “United Ranch” households with a loan amount of 4.68 million yuan, which effectively solved the problems faced by pastoralists The problem of insufficient production funds has also raised the liquidity and safety of RCCs’ credit funds.