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中小企业所获得的金融资源与其在国民经济和社会发展中的地位作用极不相称,融资难、担保难严重制约我国中小企业进一步发展,建立一个完善的中小企业信用担保体系则是缓解该问题、实现中小企业可持续发展的迫切要求和现实选择。因此本文拟从政府、市场和非盈利组织三个视角,有针对性地提出构建中小企业信用担保体系的对策。
The financial resources obtained by small and medium-sized enterprises are disproportionately affected by their position in the national economy and social development. Difficulties in financing and guarantee will severely restrict the further development of SMEs in our country. Establishing a sound credit guarantee system for SMEs will ease the problem. The urgent requirement and realistic choice of realizing the sustainable development of small and medium-sized enterprises. Therefore, this article from the government, market and non-profit organizations, three perspectives, targeted to build SME credit guarantee system countermeasures.