企业资金紧张●原●因●分●析资金紧张一直是困扰企业发展的重要问题，笔者认为，造成企业资金紧张的原因主要有以下几个方面：１．随着银行的商业化，银行对企业的每笔贷款都要综合考核企业的资信程度、偿还能力、盈利水平、资金占用等情况，综合效益差的企业只有“望银... Corporate finances are strained ● The original ● analysis ● The shortage of funds has been an important issue that has plagued the development of the company. The author believes that the reasons for the shortage of funds are mainly the following aspects: 1. With the commercialization of banks, banks should comprehensively assess the creditworthiness, repayment ability, profitability, and capital occupation of each loan of the enterprise. Only companies with poor overall efficiency can only look at...