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我国的利率市场化改革始于1996年,按照“先货币市场和债券市场利率市场化,后存贷款利率市场化”的整体思路稳步推进。2013年7月,央行宣布自2013年7月20日起全面放开金融机构贷款利率管制,我国利率市场化进程有加速推进之势。本文梳理了我国利率市场化的进程,并分析了利率市场化后利率的变动趋势,以及利率市场化对高速公路行业企业的影响和应对策略。
The market-based interest rate reform in our country started in 1996 and steadily progressed in accordance with the general idea of “market-oriented interest rate liberalization in the money and bond markets and market-oriented post-deposit and lending rates”. In July 2013, the central bank announced that the interest rate liberalization of financial institutions will be fully liberalized from July 20, 2013, and the marketization of interest rates in China will accelerate. This paper reviews the process of marketization of interest rates in our country, and analyzes the trend of interest rate changes after the marketization of interest rates and the impact of market-based interest rates on expressway industries and enterprises and the corresponding strategies.