民间借贷因其简单、便捷而成为人们购房买车、发展经济等筹备资金的首选方式之一。尤其是在广大农村,村民乡邻之间、亲戚朋友之间的借贷更是频繁,资金额度也随着人们收入的增加而逐渐变大。应当说,个人之间的借贷对改善生活、发展生产、促进经济增长具有一定 Because of its simplicity and convenience, private lending has become one of the preferred ways for people to buy a car and develop their economy. Especially in the vast rural areas, between villagers and neighbors, loans between relatives and friends are more frequent, and the amount of funds also gradually increases as people's incomes increase. It should be said that lending between individuals has some effect on improving living, developing production and promoting economic growth