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2002年,工商银行天津市分行五级分类不良贷款率远远高于工商银行总体平均水平,而贷款收息率又大大低于工商银行总体平均水平。资产质量差、生息资产少,已经成为制约天津市分行发展的最主要问题。为此,市分行于2002年四季度制定了《实现双盈利行动计划》,提出了力争在两年内压降
In 2002, the Tier-5 NPL ratio of Tianjin Branch of ICBC was much higher than the overall average level of ICBC, and the loan interest rate was much lower than the overall average of ICBC. The poor quality of assets and the low interest-earning assets have become the most important problems restricting the development of Tianjin branch. To this end, the city branch in the fourth quarter of 2002 developed a “double-profit action plan”, put forward to strive to pressure drop within two years