人生和家庭总难免会遇会各种风险,如家庭财产的损失,家庭成员遭受伤害或死亡,年幼子女或年迈父母失去经济来源,等等。如何处理这些问题,是家庭理财风险管理的主要内容。 (1)防范。将损失或伤害的形成因素加以消灭,使损害不致发生,如防火、防盗、存单加密码、外汇买卖中的对冲、投资决策中的保本点分析等。 Life and family will inevitably encounter various risks such as loss of family property, injury or death of family members, loss of financial resources by young children or elderly parents, and more. How to deal with these issues is the main content of family financial risk management. (1) to prevent. The loss or damage to the formation of factors to be eliminated so that damage does not occur, such as fire prevention, anti-theft, depositing and stacking passwords, hedging in foreign exchange trading, investment decision-making in the preservation of point analysis.