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随着我国目前保险市场竞争的日趋激烈,机动车辆保险已成为各家保险公司竞争的焦点。然而,该险种在操作上出现的一些不规范行为,例如任意加大无赔款优待比例等已严重影响和阻碍了机动车辆保险的健康发展,同时也为保险公司的经营埋下了隐患。为此,中国人民银行发出《关于严禁保险公司支付“无赔款退费”》和《关于机动车辆保险业务有关问题》的通知。通知的主要内
With the increasingly fierce competition in China’s insurance market, motor vehicle insurance has become the focus of competition among various insurance companies. However, the non-standard operation of the operation of the insurance, such as arbitrarily increasing the proportion of non-indemnity has seriously affected and hindered the healthy development of motor vehicle insurance, but also for the operation of insurance companies laid a hidden danger. To this end, the People’s Bank of China issued a Circular on Prohibiting Insurance Companies from Paying No Refunds for Reimbursement and Relevant Issues Concerning Motor Vehicle Insurance Business. The main notification