近年来,媒体报道了多起贷款人与“权威鉴定专家”联合出具天价珠宝评估报告,致使银行蒙受巨额损失的骗贷案。此类案件给银行造成了巨额损失,扰乱了正常的经济生活秩序,严重影响了银行业和资产评估业“专业、严谨、可以信赖”的良好社会形象。近日,为了防范和化解银行业金融机构发放珠宝等特殊资产抵质押贷款产生的经营风险,有效规范资产评估机构以及注册资产评估师相关评估行为,维护各方 In recent years, the media reported a number of lenders and “authoritative appraisal experts ” issued a joint assessment of high price jewelry, resulting in huge losses suffered by the bank fraud case. Such cases have caused huge losses to banks and disrupted the normal order of economic life, which has seriously affected the good social image of the banking industry and assets appraisal industry, “being professional, rigorous and trustworthy.” Recently, in order to prevent and resolve the operational risks arising from the issuance of special assets such as jewelery by banks and financial institutions against the pledged loans, effectively standardize the evaluation activities of asset assessment agencies and registered asset appraisers and safeguard the interests of all parties