今年上半年上海外资寿险公司在团险市场上一路高歌猛进,虽然市场占比只有4%,但保费收入却同比增长150%,发展势头远远超过中资寿险公司。外资团险出现如此大的增幅,一个重要的原因就是基数小。去年同期,刚取得团险牌照的友邦团险保费仅1.93万元,中宏仅263.67万元,中意也只有570.85万元。相对于如此低的基数,团险的单笔保费额非常大,一两笔业务就足以让业务翻番。 In the first half of this year, Shanghai foreign-funded life insurance companies marched all the way in the group insurance market. Although the market accounted for only 4%, their premium income increased by 150% over the same period of the previous year. The development momentum far exceeded that of the Chinese life insurance companies. One of the important reasons for such a large increase in foreign-funded insurance is the small base. In the same period of last year, the Group’s premium of the AIA Group Insurance, which just obtained the group insurance license, was only 19,300 yuan, while that of the macro macro group was only 2,636,700 yuan, with only 5,758,500 yuan. Compared with such a low base, group insurance premiums are very large, one or two business is enough to double the business.