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24年前,龚女士的父母根据中国农业银行郧县支行的告示到该行储蓄所为女儿办理了“存期累进优化储蓄”业务,存款期限24年。如果按照当时储蓄存款合同的约定,2013年存款到期后,储户最高能够连本带息从银行领取11145.62元。然而,当龚女士去银行办理取款业务时却被告知该项存款业务已被取消,龚女士的父母24年前存入银行的100元钱,银行只能按最高利息计算,本息合计3300元。与银行协商无果后,龚女士将中国农业银行郧县支行告上法庭。
24 years ago, according to the announcement of Agricultural Bank of China Yun County Sub-branch, Ms. Gong’s father and daughter handled the progressive deposit savings business for her daughter at the bank for 24 years. According to the agreement of the then savings deposit contract, after the deposit expires in 2013, the depositor can even receive a maximum of 11,145.62 yuan from the bank even with the interest rate. However, when Ms. Gong went to the bank for withdrawal business, she was told that the deposit business has been canceled. Ms. Gong’s parents deposited 100 yuan in bank 24 years ago. The bank can only calculate the maximum interest and the principal and interest together amount to 3,300 yuan. After unsuccessfully negotiating with the bank, Ms. Gong brought the Agricultural Bank of China branch of Yun County to court.