防止企业改革过程中银行信贷资产损失潘齐鸣当前，企业制度改革和转换机制正在进行，在这一过程中出现了一些十分突出的问题，一些企业利用企业制度改革和转换经营机制相关措施不配套、不完善之机，借破产、兼并、改租、承包、租赁、合资和分立之名，转移企业资产，悬空银... Preventing the loss of bank credit assets during the reform of the enterprise Pan Qiming At present, the reform of the enterprise system and the conversion mechanism are under way. In the process, some outstanding problems have emerged. Some enterprises use the reform of the enterprise system and the relevant measures of converting the operational mechanism are not compatible, Improve the machine, by bankruptcy, mergers, rent-changing, contracting, leasing, joint ventures and the division of the transfer of corporate assets, dangling silver ...