汽车消费贷款是中国工商银行于1998年末面向社会广泛推出的一项全新的消费信贷业务,属于收益高、流动性好、风险性小的优良品种,是我行经济效益的新增长点。但是,一盘好菜大家都想吃。因此如何在有效规避金融风险的前提下,根据市场情况,大力拓展我行在汽车消费贷款业务上?.. As a brand new consumer credit business launched by Industrial and Commercial Bank of China in late 1998, the consumer loan is a fine variety with high profit, good liquidity and low risk, which is a new growth point for the Bank’s economic efficiency. However, a dish we all want to eat. Therefore, under the premise of effectively avoiding financial risks, we should vigorously develop our business in the consumer loan business based on market conditions.