为市场竞争中的弱势群体生存和发展提供金融支持的小额贷款,是金融史上一场深刻的革命。小额货款革命成功的丰富经验,迫使我们必须赋予传统的“有借有还”金融游戏规则新的内涵: “有”就应当借,“有”就应当还,“有”不还,就该退出市场,“有”不借,也该退出市场。所以,“有借有还,不借不对, 再借不难”,既可以成为国内新的金融秩 Microfinance, which provides financial support for the survival and development of vulnerable groups in market competition, is a profound revolution in the history of finance. The wealth of experience in the success of the micro-finance revolution has forced us to give new meaning to the traditional rules of “borrow and return” financial games: “if there is”, we should borrow it and “if” we should pay it back; Exit the market, “with” no exit, but also out of the market. Therefore, “there are borrowed, not by the wrong, borrow it is not difficult,” can not only become the new domestic financial rank