一、正确处理履行职能与提高效益的关系履行职能与提高效益是农发行宗旨所在,是农发行可持续发展的前提。一是应在界定的业务范围和服务对象中积极开展业务,有效地发挥政策性金融的宏观调控职能,更好地服务“三农”。二是以保本微利为底线,努力寻找优质信贷载体。比如,在一定的经济区域内,当企业风险承受能力不足时,通过地方政府补偿承诺,谋求自身保本微利与服务“三农”的有机结合。三是提高经 I. Correctly Handling the Relationship between Fulfilling Its Function and Improving Its Benefit Fulfilling its functions and improving its efficiency are the purposes of the ADBC. They are the preconditions for the sustainable development of the ADBC. First, we should actively carry out business in the defined business scope and service targets, effectively bring into play the macro-control function of policy-oriented finance and better serve the “three rural issues.” The second is to protect the margins as the bottom line, and strive to find a good carrier of credit. For example, in a certain economic region, when the enterprise’s risk tolerance is not enough, local governments try to seek for the organic combination of protecting their own profit and the service of agriculture, rural areas and farmers through the compensation commitment of local governments. Third, improve the economy