一、通货膨胀给寿险业发展投下阴影 通货膨胀这块笼罩着整个世界经济发展的阴云,也同样对人寿保险业的健康发展投下阴影。众所周知,长期性人寿保险兼具储蓄性质,而且期限越长其储蓄色彩也就越浓,因此长期性人寿保险与其他金融资产一样,不可避免地要受到通货膨胀的影响,只有当人寿保险中所含的预定利率高于或等于物价上涨水平时,消 First, inflation to cast a shadow over the development of life insurance Inflation This shrouded in dark clouds of economic development throughout the world, also cast a shadow over the healthy development of the life insurance industry. As we all know, long-term life insurance has both the nature of savings and the longer the term, the more concentrated its savings. Therefore, like other financial assets, long-term life insurance is inevitably subject to inflation. Only when life insurance Containing the predetermined interest rate higher than or equal to the price level rise, eliminate