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许多无法预测的风险都有可能造成物流企业的重大损失,因此,现代物流企业的发展迫切需要保险提供支持,把风险转让给保险公司。一些保险公司也推出了物流责任保险,为物流企业分散经营风险提供了一条途径。物流责任保险是由保险人承保此物流业务经营过程中的综合责任的保险,但相关条款还不成熟,并没有达到预期的目标,有些方面还有待完善。本文着重探讨了物流责任保险的有关法律问题。
Many unpredictable risks may cause significant losses for logistics enterprises. Therefore, the development of modern logistics enterprises urgently needs insurance support to transfer the risks to insurance companies. Some insurance companies have also introduced logistics liability insurance, which provides a way for logistics enterprises to diversify their business risks. Logistics liability insurance is covered by the insurer in the logistics business process of comprehensive liability insurance, but the terms are not yet mature, and did not achieve the desired goals, some aspects of the need to be improved. This article focuses on the logistics liability insurance related legal issues.