【摘 要】
：
为积极配合国家“刺激消费,扩大内需”的宏观经济政策,全国各商业银行陆续推出了住房贷款、汽车贷款等消费信贷品种。但是,从消费信贷业务开展的情况看,并没有出现预期的效果
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为积极配合国家“刺激消费,扩大内需”的宏观经济政策,全国各商业银行陆续推出了住房贷款、汽车贷款等消费信贷品种。但是,从消费信贷业务开展的情况看,并没有出现预期的效果。据中国工商银行某省行营业部统计,自1998年12月开办汽车消费贷款业务以来,头半年只办理5笔业务...
In order to actively cooperate with the state’s macroeconomic policies of “stimulating consumption and expanding domestic demand,” various commercial banks nationwide successively launched consumer credit varieties such as housing loans and auto loans. However, from the situation of the consumer credit business, there is no expected result. According to statistics from a branch of the Industrial and Commercial Bank of China, since the opening of the automobile consumer loan business in December 1998, only five business transactions have been handled in the first half of the year ...
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