江苏省苏州市探索出一种完全由政府主导,能够有效解决“贷款难”的新的担保模式,采取市政府介入和购买服务的办法,通过兴办农业担保公司和实施农民小额贷款补贴制度,形成了财税政策与金融政策相互联动、市场与政府相结合的农村金融资源配置体系,以保障苏州市新农村建设的可持续发展。 Jiangsu Province, Jiangsu Province, has explored a new guarantee mode that is fully led by the government and can effectively solve the problem of “loan difficulty.” By taking the measures of municipal government intervening and purchasing services, through the establishment of agricultural guarantee companies and the implementation of farmers’ micro-loan subsidies System, forming a rural financial resource allocation system in which financial and taxation policies and financial policies are linked with each other and the market and government are integrated so as to ensure the sustainable development of new rural construction in Suzhou.