互联网银行的本质仍然是银行,具备银行的金融属性,因此其具备传统银行必须面对的一系列风险。本文主要探讨互联网银行风险的特殊性及风险管理方式,主要包括信息技术系统风险、账户风险、信用风险、声誉风险、流动性风险、反洗钱风险等几个部分。本文还指出了互联网银行要想成功地经营风险,必须解决的几个问题及其相关监管建议。 The nature of Internet banking is still the bank, with the financial attributes of the bank, so it possesses a series of risks that traditional banks have to face. This article mainly discusses the particularity of risk of internet banking and the way of risk management, including several parts such as information technology system risk, account risk, credit risk, reputation risk, liquidity risk and anti-money laundering risk. This article also points out some problems that Internet banks must solve if they want to manage their risks successfully and their related regulatory suggestions.