企业法人是商业银行主要的信贷客户群。商业银行通过为企业提供融资服务与其发生债务关系。作为债务人的企业,其经营状况的好坏直接影响债权人银行的贷款安全。如果企业破产、退出市场,债权人银行将面临无法收回贷款的厄运。为此。规范市场主体退出的企业破产法与银行利益密切相关。2006年8月27日,第十届全国人大常委会第二十三次会议 Corporate legal person is the main credit customer base of commercial banks. Commercial banks have debts with them by providing financing services to enterprises. As a debtor’s business, its operating conditions directly affect the safety of the loans of the creditor banks. If a company goes bankrupt and withdraws from the market, the bank of creditors will face the fate of failing to get back the loan. to this end. Corporate bankruptcy law that regulates the exit of market players is closely related to the interests of banks. August 27, 2006: The 23rd Meeting of the Tenth NPC Standing Committee