论文部分内容阅读
保险合同设定了告知义务,投保人若违背这一义务那么撤销权及解除权将会表现出竞合。从根本上看,合同法及保险法都被划归为民法,私法应依照意思自治。如果双重权利表现出竞合那么注重维护善意一方主体,保险法设定了各类救济。尊重意思自治,法律应能设定竞合要件、背景以及效果;在这种基础上,为保险合同双方提供必备的行为指引。
The insurance contract sets an obligation of disclosure. If the policyholder violates this obligation, the right of cancellation and rescission will show a match. Fundamentally, both the contract law and the insurance law are classified as civil law, and private law should be autonomously implemented according to the law. If the dual entitlement shows competing interests so focused on the party maintaining goodwill, the insurance law sets out various remedies. Respect the autonomy of meaning, the law should be able to set the competing requirements, background and effectiveness; on this basis, the insurance contract for both parties to provide the necessary guidelines for conduct.