在中日两国的法律体系中,跨国银行法律制度占据重要位置。但是两者的成熟程度是有距离的。一般而言,以促进本国金融业的发展为主旨,以法律为手段,减少跨国银行在经营活动中的负面影响,是各国共同追求的目标。在这方面,日本取得的实际效果是比较突出的。这不仅在于日本金融机构的海外发展起步较早,而且更重要的是在于日本跨国银行立法的相对完善, In the legal system of China and Japan, the legal system of multinational banks occupies an important position. But the degree of maturity of the two is a distance. Generally speaking, it is the common goal of all countries to promote the development of their financial industry and to take legal measures as a means to reduce the negative impact of multinational banks in their business operations. In this regard, Japan has achieved more prominence. This is not only because the overseas development of Japanese financial institutions started earlier, but more importantly, the relative perfection of the legislation of Japanese multinational banks,