论文部分内容阅读
国家助学贷款特有的商业性和政策性矛盾导致当前国家助学贷款实际违约率逐步升高。在此特殊背景之下,高等院校应当以辅助学生健康成长和长远发展为助学工作的核心理念,通过强化对贫困生帮扶和关爱工作以实现教育的公平和效率的终极追求目标,其具体的策略有:营造诚实守信的校园文化氛围,健全还贷咨询服务机制,完善个人信息数据,构建和完善各层级责权制约和激励机制。
The unique commercial and policy contradictions of national student loans have led to the gradual increase of the actual default rate of current national student loans. Under this special background, colleges and universities should be based on the core concept of assisting students in their healthy growth and long-term development by helping to promote and care for poor students in order to achieve the ultimate goal of fairness and efficiency in education. Specific strategies are: to create a honest and trustworthy campus culture, improve loan repayment advisory services mechanism, improve personal information data, build and improve accountability constraints and incentives at all levels.