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《上海市城镇职工养老保险制度改革方案》(以下简称《方案》),经市人大常委会第四十一次会议原则批准,正在全市有步骤地推行。其中有关改革的组织实施方面,《方案》拟成立三个机构,1.市社会保险委员会,2.市社会保险管理局;3.市养老保险事业管理中心。三个机构各有分工,有关筹划养老保险基金的保值、增值,属于市保险委员会的职之一,但没有规定由什么单位来实施养老保险基金的保值、增值。一般而言,将基金存入银行或购买国债,既保值又无风险,但增值率低。我个人认为在组织实施方面,应增设《上海市养老保险基金信托
The Plan for the Reform of Shanghai Urban Employee Pension Insurance System (hereinafter referred to as the Scheme) was approved by the principle of the 41st meeting of the Standing Committee of the Municipal People’s Congress and was being implemented step by step in the whole city. The implementation of the reform of the organization, the “plan” to be established three agencies, 1. City Social Insurance Committee, 2. City Social Insurance Administration; 3. City pension insurance business management center. Each of the three agencies has its own division of labor. As for the planning and planning of the pension insurance and the added value of pension funds, it is one of the posts of the Municipal Insurance Commission. However, it does not stipulate what units should implement the preservation and appreciation of the pension insurance funds. In general, the funds deposited in banks or purchase treasury bonds, both hedging and risk-free, but the value-added rate is low. I personally think that in the implementation of the organization, an “Shanghai Pension Funds Trust” should be added