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2002年6月7日,中国提前履行了加入 WTO 时对保险业的承诺,美国友邦保险公司首获独资寿险牌照并在北京开业。业内人士提出:“为了应对来自市场化和国际竞争的压力,我国保险业急需改变原有的业务运作模式,而对其中起关键作用,也是最为薄弱的核心业务系统和IT 基础设施进行升级改造则成为当务之急,否则,我们很难与外资保险公司真正做到同台竞技。”尽管中国保险业近年来一直保持着25～30%的保费平均增长率,但与世界同业相比差距仍然十分明显,差距主要体现在两个方面:一是业务方面,存在如险
On June 7, 2002, China fulfilled its promise to the insurance industry when it joined the WTO ahead of schedule. American International Assurance Company (AIA) first won a wholly-owned life insurance license and opened its business in Beijing. Insiders put forward: “In order to cope with the pressure from the marketization and international competition, the insurance industry in our country urgently needs to change the original business operation mode and upgrade and upgrade the core business systems and IT infrastructures, which play a key role and are also the weakest It is very difficult for us to truly compete with foreign insurance companies on the same stage. ”Although China’s insurance industry has maintained an average premium of 25% to 30% in recent years, the gap with its peers in the world is still quite clear, The gap is mainly reflected in two aspects: First, the business, there are risks