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中国是一个农业大国,稳定粮食播种面积,提高单产,促进粮食产业发展是建设现代农业的基本条件,而化肥业又是稳定粮食播种面积、提高单产、促进粮食产业发展的必要前提。自2005年下半年农发行总行陆续批准有关分行试点开办化肥储备贷款以来,全行化肥储备贷款业务已取得较大进展。笔者认为,在新形势下的化肥储备贷款业务中,应着力提升金融创新能力和服务水平,支持煤化工新兴产业发展,为一些信誉度高的大中型煤化工企业提供化肥储备信贷资金。本文将以山西省晋城市化肥市场为例作一浅议。
China is a large agricultural country. Stabilizing the sown area of grain, raising the yield and promoting the development of grain industry are the basic conditions for building modern agriculture. Fertilizer industry is also a necessary prerequisite for stabilizing grain sown area, raising yield and promoting the development of grain industry. Since the first half of 2005, the head office of ADBC approved the establishment of fertilizer reserve loans piloted by relevant branches, the Bank has made great progress in the operation of its fertilizer reserve loan business. The author believes that in the new situation of fertilizer reserves lending business, efforts should be made to enhance financial innovation and service levels, support for the development of new coal chemical industry, for some high reputation of large and medium-sized coal chemical companies to provide fertilizer reserves credit funds. This article will take Shanxi Jincheng fertilizer market as an example for a discussion.