《保险研究》1995年第2期刊发了杨培根同志所写“此案应按交通事故逃逸案处理”一文《以下简称杨文)。杨文称,一无证驾驶一辆无牌照摩托车者运行途中与另一辆货车擦碰受伤,货车随即离去。据此,事故处理机关要求当地人保公司全额预付用于抢救伤者花费的3670元医疗费,免除伤者自理医疗费的责任。杨文认为人保公司应据实预付医疗费。对此笔者有不同意见,特与杨培根同志商榷。 杨文提出人保公司应全额预付的理由之一 “Insurance Research” 1995 the second issue of Comrade Yang Peigen wrote “the case should be handled in accordance with traffic accidents” article "hereinafter referred to as Yang Wen). Yang Wen said a taxi driver without a license on the way to run with another van rubbed injured, the truck immediately left. Accordingly, the accident handling authority asked the local PICC to fully prepaid the 3670 yuan medical expenses for the rescue of the wounded and to exempt the injured from their responsibility for medical expenses. Yang Wen believes that PICC should actually pay medical expenses. This author has different opinions, especially with Comrade Yang Pei-keng to discuss. Yang Wen proposed one of the reasons why PICC should pay in full