一、中小企业融资现状改革开放30多年来,以私营企业为主体的中小企业已经成为我国经济发展中的一支重要力量。尤其在20世纪90年代中后期,中小企业在经济运行中发挥着越来越重要的作用,截止到2006年10月底,中小企业已占我国企业总数的99%,提供的就业岗位占到75%以上。其中私营 First, the status quo of financing for SMEs More than 30 years of reform and opening up to the private sector as the mainstay of SMEs has become an important force in China’s economic development. Especially in the mid-to-late 1990s, SMEs play an increasingly important role in the economic operation. As of the end of October 2006, SMEs accounted for 99% of the total number of enterprises in our country and the number of jobs provided accounted for 75% the above. Among them private