本文提出在城镇住房保障制度设计中,保障方式应以“人头”补贴为主,具体可细分为购房补贴和租金补贴。根据补贴对象有无收入、有无住房四种情况,本文分别给了住房补贴额的计算模型。 This paper proposes that in the design of urban housing security system, the guarantee mode should be based on “head” subsidies, which can be subdivided into purchase subsidies and rent subsidies. According to whether the subsidy object has income or not, there are four kinds of situations in this article. The paper gives the calculation model of housing subsidy amount respectively.