农村信用社隐藏超比例贷款的三种方法□阮建明农村信用社实施资产负债比例以来，少数信用社为了逃避人民银行和农村信用社联社的监督，常常把超比例部分的贷款隐藏起来，其手法主要有三种：一是将超比例贷款转移到其他非贷款科目，压低存贷款比例。如衢县某信用社将“１２... Rural Credit Cooperatives Hide Three Methods of Excessive Loans □ Ruan Jianming Since the implementation of the asset-liability ratio of rural credit cooperatives, a small number of credit cooperatives have often overshadowed the excess proportion of their loans in order to evade the supervision of the PBC and RCCU There are three main ways: First, the excess proportion of loans to other non-loan subjects, reducing the proportion of deposits and loans. Such as a county credit cooperatives will "12 ...