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2003年年初,工程机械按揭销售在全国大范围地内挂起了红灯。究其原因,主要是因为各地的按揭保险出险率高于当地保险公司预计的承受值,保险公司不愿意承担什么风险,故而决定暂停办理工程机械按揭保险业务。 众所周知,近几年工程机械市场的火爆虽然得益于国家的宏观经济政策及难得的市场机遇,工程机械按揭销售也在很大程度上起到了推波助澜的作用。“花明天的钱,办今天的事”曾使许许多多的人热血沸腾,
In early 2003, construction machinery mortgage sales in the country a large area hung from the red light. The reason is mainly because the risk rate of mortgage insurance in various places is higher than the expected value of the local insurance companies and the insurance companies are not willing to take any risks. Therefore, they decided to suspend the mortgage insurance business of construction machinery. As we all know, in recent years, the construction machinery market is booming thanks to the country’s macroeconomic policies and rare market opportunities, construction machinery mortgage sales have also played a role in fueling the flames. “Spend tomorrow’s money, do today’s thing” has so many people excited,