在市场经济体制逐步健全的条件下,保险已成为一种被普遍接受的风险管理工具。助学贷款制度中,如果保险公司发挥其专业风险管理机构的特长,以助学贷款保险作为载体,运用相关技术,协调相关各方的利益关系,分散业务经营过程中的各种风险,将是一种有效的、符合学校、学生、银行和政 With the gradual improvement of the market economy, insurance has become a commonly accepted risk management tool. In the student loan system, if the insurance company exerts the specialty of its professional risk management institution, using the student loan insurance as a carrier, using relevant technologies to coordinate the interest relations of all parties involved and diversifying the various risks in the business operation process, An effective, consistent school, student, bank and government