规划“钱”程理财必须做到心中有数,制定出自己的理财目标、理财规划等。IBM前董事长沃森就明确要求他的儿子从上初中时起,要做出每周的零花钱支出计划,每月的收支目标,使儿子从小就树立起了商业意识,最后也成了IBM公司的首席执行官。珍惜“辛苦钱”钱如果赚得太容易就不会珍惜 Planning “money” Cheng Choi money must be aware of, to develop their own financial goals, financial planning and so on. Watson, former chairman of IBM, explicitly demanded that his son, starting from the junior high school, make weekly pocket money spending plans and set a monthly income and expenditure target so that his son became a business mentor and eventually became a IBM’s chief executive. Cherish “hard money” Money will not be cherished if it is too easy to earn