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个人账户改革势在必行1998年,国务院颁布的《关于建立城镇职工基本医疗保险制度的决定》(国发[1998]44号),规定我国城镇职工基本医疗保险制度采取“社会统筹和个人账户相结合”的模式,这一模式使社会共济保障和自我保障有机结合。建立个人账户的目的是明确职工的责任意识,约束不合理的医疗行为,实现资金的自我积累。资金来源是由个人缴费部分和集体缴费一部分划入。划入
Personal account reform is imperative In 1998, the State Council promulgated the “Decision on Establishing a Basic Medical Insurance System for Urban Employees” (Guo Fa [1998] No. 44), stipulating that the basic medical insurance system for urban workers in our country adopts the principle of “social pooling and individual Account combination ”model, this model of social mutual aid and self-protection organic combination. The purpose of establishing a personal account is to clarify the sense of responsibility of employees, restrain unreasonable medical practices and realize the self-accumulation of funds. Funding sources are part of the individual contribution and part of the collective contribution. Into