论文部分内容阅读
本文基于“中国健康营养调查”(CHNS)数据,运用离散选择模型,对农户参与农村医疗保险的影响因素进行实证分析,试图从微观视角剖析影响我国农村医疗保险发展进程的原因。研究表明:年龄、婚姻、工作对农户参与农村医疗保险有正效用,但并不显著;从事家庭手工业和小型商业对农户参与医疗保险有显著的抑制作用;农户的健康自评状况对其参加医疗保险决策的影响不显著。
Based on the “China Health Nutrition Survey” (CHNS) data, this paper empirically analyzes the influential factors of rural households participating in rural medical insurance by using the discrete choice model, trying to analyze the reasons that affect the development of rural medical insurance in our country from the microscopic point of view. The research shows that age, marriage and work have positive effect on the participation of rural households in rural medical insurance, but they are not significant. Family handicrafts and small-scale businesses have a significant inhibitory effect on the participation of rural households in medical insurance. The health self- The impact of insurance policy is not significant.