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划分农作物区域产量保险风险分区的关键是确定区域大小及指标体系,难点是如何尽量将必要却难以量化的指标合理量化。本文以划分湖北中稻县级产量保险风险分区为例,探讨如何在综合考虑气候、农业灾害、地形地貌、水利设施等因素的基础上,建立一个适当的指标体系,其中包括少数量化具有一定难度的重要指标。
The key to divide the crop risk insurance zoning is to determine the size and index system of the crop. The difficulty is how to quantify the index which is necessary but difficult to quantify. In this paper, taking the classification of risk-producing county-level risk insurance in Hubei as an example, this paper discusses how to establish an appropriate index system based on comprehensive consideration of factors such as climate, agricultural disasters, topography, water conservancy facilities, etc., including a certain degree of difficulty Important indicators.