论文部分内容阅读
住房消费信贷是银行业务的一个新的经济增长点 ,也是房地产业的助推器 ,但住房消费信贷的发展需要供需双方有一个利益结合点 ,政府的支持具有此功能。政府支持的途径有两条——担保和贴息。
Housing consumer credit is a new economic growth point of banking business and a booster for real estate industry. However, the development of housing consumer credit needs a combination of interests between supply and demand sides, and the support of the government has this function. There are two ways of government support - guarantee and discount.