许诺高息借款无力偿还是民事欺诈还是诈骗犯罪编辑同志:2012年4月,陈某以做生意需要资金周转为由,向其朋友丁某和我二人借款,许诺支付高额利息并出具借条。借款初期,陈某以拆东墙补西墙的方式均能按期如数归还本金及支付利息,后期陈某将借来的钱款全部用于赌博挥霍,导致资金漏洞无法填补。截至2012年 Committed to high interest rate borrowing is civil or criminal fraud fraud comrades: In April 2012, Chen to do business needs capital turnover on the grounds, to his friend Ding and my two loans, promised to pay high interest and issue IOUs . In the initial stage of borrowing, Chen demolished the western wall with the method of repaying the principal and interest on schedule, and Chen later borrowed all the money he used for gambling, resulting in a loophole in capital. As of 2012