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住房抵押贷款证券化，是银行通过把住房的债权转让给第三方，带来手续费的收益和持续的资金支持，以满足后续按揭贷款需要的一种方式。实施住房抵押贷款证券化，是商业银行在房地产贷款规模扩大的情况下，根据住房抵押贷款的特点，为保证银行信贷资产在“流动性、安全性”的前?
Securitization of housing mortgage loans is a way for banks to meet the needs of subsequent mortgage loans by transferring the claims of houses to third parties, bringing in the proceeds of the fees and continuing financial support. The implementation of housing mortgage loan securitization, commercial banks in real estate loans expanded under the circumstances, according to the characteristics of housing mortgage loans, in order to ensure that the bank’s credit assets in the “liquidity, safety” before?