农民工是指在城市从业而户籍在农村的劳动者,他们是在我国经济发展过程中形成的一个特殊的社会群体。这个群体的正当权益,长期因城乡二元经济结构而被忽略。目前,根据调查显示,我市农民工参加养老保险的比例较低。如何解决好这个庞大群体的养老保险问题,不仅仅是坚持城乡统筹发展的一项重大战略任务,更是我国全面建设小康社会、构建和谐社会的迫切要求。一、农民工养老保险制度的困境分析近年来,农民工参加养老保险比例较低,分析其原因,既有养老保 Migrant workers refer to laborers who are employed in urban areas and have household registration in rural areas, and they are a special social group formed in the process of economic development in our country. The legitimate rights and interests of this group have for long been neglected by the dual economic structure of urban and rural areas. At present, according to the survey shows that the proportion of migrant workers in our city to participate in pension insurance is low. How to solve the problem of endowment insurance for this huge group is not only a major strategic task of insisting on the coordinated development of urban and rural areas, but also an urgent requirement of building a well-off society in an all-round way and building a harmonious society. First, analysis of the plight of migrant workers pension system In recent years, migrant workers to participate in the proportion of pension insurance is low, analyze the reasons, both pension